We want you to be in full control and have all the knowledge you need.


Start with our Knowledge Hub. Learn about the aspects important to you and make informed decision.

Because it's YOUR future.

What is cashflow planning?

Let’s make financial plan simple. Starting with a cashflow plan is an easy way to understand your current position.

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What is a secure portal?

Your time and your trust is important to us. That is why we use a secure portal to make our communications simple and secure.

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The House Buying Process

We are talking you through the general steps of buying a house from finding an independent mortgage broker to moving in.

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The Scottish Government's LIFT scheme

What is the LIFT scheme and who is it meant for – we give you a first overview.

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Key Differences to FHF

First Home Fund and LIFT scheme – what are the differences and which should I use?

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Examples for Local Authority Thresholds

The LIFT scheme imposes maximum price thresholds on properties. Here are some examples.

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95% Mortgages

What are the requirements for a 95% mortgage? We talk you through it.

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What do lenders look for?

Mortgage applications and lenders value specific aspects. Learn what they are and how they can help your application.

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Buying a house without a cash deposit

Is it possible to buy a house without a cash deposit? If so, what are the options?

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Improving your Credit Score

Your credit score is important for your mortgage. What can you do to improve it and increase your chances of a good mortgage?

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Myths of the Mortgage Market

Think you won’t get a mortgage due to a poor credit score or other averse circumstances? Think again.

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